Terms & Conditions
Dick Lovett MINI is a credit broker not a lender.
125% minimum deposit required. 0.9% APR Representative available on a 24 month MINI Select (PCP) agreement for new MINI models ordered between 01 July 2026 and 30 September 2026 and registered by 31 December 2026 (subject to availability) at Dick Lovett MINI. Retail customers only. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. ‘MINI Select’ is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. MINI UK and MINI Retailers introduce customers only to MINI Financial Services for vehicle finance. They do not consider finance offered by other lenders and do not give independent financial advice. If you enter into a finance agreement, MINI Financial Services will pay a fixed commission to Dick Lovett MINI. The amount of commission varies for different vehicle models. The amount of commission will be disclosed to you in good time before you sign your finance agreement. MINI Financial Services does not pay commission to MINI UK for finance introductions. Dick Lovett MINI will arrange the sale of the vehicle from MINI UK to MINI Financial Services.
2£400 MINI Customer Loyalty Offer available to existing MINI, BMW and Classic Mini customers on new MINI models ordered from 1 July and delivered by 31 December 2026. Proof of existing ownership via a V5 document registered at the same household address is required. Retail customers only.
3£129 for 3 years servicing with MINI Service Inclusive is available on all new MINI petrol vehicles. £129 for 5 years servicing with MINI Service Inclusive is available on all new MINI electric vehicles. Valid for vehicles ordered between 01 July 2026 and 31 August 2026 and registered before 31 December 2026. Servicing only at MINI Service Authorised Workshops. Servicing only when the vehicle indicates a service is required. The package is not transferable to another vehicle. Service Inclusive T&Cs apply.
4The Government Electric Car Grant of £3,750 (the “Grant”) is not exclusive to Dick Lovett MINI and is provided by the UK Government. The following new MINI vehicles are eligible for the Grant: MINI Countryman Electric. The Grant is available for specifications up to £42,000. You can view the UK Government’s eligibility criteria here: https://www.gov.uk/plug-in-car-van-grants. It is Dick Lovett MINI’s responsibility to verify that the customer meets the eligibility requirements. If eligible, Dick Lovett MINI will apply for the Grant on the customer’s behalf, and the value of the Grant will be automatically deducted from the MINI list price of the vehicle at the point of order.
5Representative 6.9% APR available on a MINI Select (PCP) or Hire Purchase agreement with terms between 24-60 months for used all-electric MINI models up to 18 months old (excluding JCW). For vehicles registered between 01 January 2025 and 31 May 2026 and sold by 30 September 2026. All vehicles must be at least 1 month old at the point of entering the finance agreement. Subject to availability. Participating Retailers only. Cannot be used in conjunction with any other offer. The APR rate may be subject to change after 1 October 2026. If you choose MINI Select, optional final payment and option to purchase fee are not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. MINI UK and MINI Retailers introduce customers only to MINI Financial Services for vehicle finance. They do not consider finance offered by other lenders and do not give independent financial advice. If you enter into a finance agreement, MINI Financial Services will pay a fixed commission to Dick Lovett MINI. The amount of commission varies for different vehicle models. The amount of commission will be disclosed to you in good time before you sign your finance agreement. MINI Financial Services does not pay commission to MINI UK for finance introductions. Dick Lovett MINI will arrange the sale of the vehicle from MINI UK to MINI Financial Services.
Dick Lovett (Bristol) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 677067. Dick Lovett (Specialist Cars) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 673789. Dick Lovett (Hungerford) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 665120. Dick Lovett (Bath) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 690052.
Dick Lovett (Bristol) Ltd, Dick Lovett (Specialist Cars) Ltd, Dick Lovett (Hungerford) Ltd, and Dick Lovett (Bath) Ltd, trading as Dick Lovett MINI, sell new MINIs on behalf of BMW (UK) Limited
