MINI Motability Car Scheme

To join the MINI Motability Scheme, you must receive one of the following disability allowances with at least 12 months remaining when you apply. If you have less than 12 months remaining, you'll need to wait until your allowance provider renews your allowance:

• Higher rate mobility part of Personal Independence Payment (PIP)
• Higher rate mobility part of Disability Living Allowance (DLA)
• Enhanced rate mobility part of Adult Disability Payment (Scotland)
• Higher rate mobility component of Child Disability Payment (Scotland)
• War Pensioners’ Mobility Supplement (WPMS)
• Armed Forces Independence Payment (AFIP)

You can’t apply if you receive a lower rate or component of mobility allowance, or Attendance Allowance. If you receive DLA and have been instructed by the Department for Work and Pensions (DWP) to apply for PIP, you also cannot apply. You won’t be affected if you already have a Motability vehicle.

Parents of children (from the age of three) and non-drivers can apply to join, but the vehicle must be used by, or for the benefit of, the disabled person.

View Dick Lovett’s MINI Motability ​offers here and contact our friendly team today to see if you’re eligible. 

Under the terms of the MINI Motability scheme, you could soon take ownership of a top-of-the-range MINI with all these benefits included in your lease:

• A new MINI every three years with 60,000 mileage allowance
• Choice of manual or automatic transmission
• A wide choice of adaptations, with many at no extra cost when fitted at the start of your lease
• Insurance with up to two named drivers so that a family member, friend or carer can also drive your MINI
• Servicing and maintenance
• Full RAC breakdown assistance
• Annual car tax
• Windscreen and tyre replacement

The Advance Payment is a fixed upfront payment required for certain vehicles, in addition to your weekly mobility allowance. 

This payment is non-refundable and is determined when you order your car based on factors such as the vehicle's cost, maintenance, and expected value at the end of the lease. It is required because your mobility allowance may not fully cover the cost of larger or more expensive vehicles. 

The payment is made in one lump sum directly to your Motability Scheme dealer, either before or on the day you receive your vehicle.

View Dick Lovett’s MINI Motability ​offers here.

The answer to this is down to your personal circumstances, but if you need a car and qualify for one of the above mobility payments, the Motability scheme is arguably the best way to get you mobile in a brand new vehicle.

It avoids the stress of wondering how much things will cost because all the costs, such as insurance and servicing, are built into the contract, plus the insurance covers up to two drivers.

You can add up to three drivers on your motability lease. Two can be added during your application, and the third can be added at any time during your lease. You can also change the listed drivers as needed.

Each driver must meet RSA Motability's eligibility criteria and adhere to the Scheme's policies, and hold a valid driving licence. RSAM will require their licence number, date of birth, and any motoring convictions. It's important to note that the vehicle must be used for the benefit of the disabled person, even if they are not present in the car for every journey or listed as a driver.

Only drivers listed on the Certificate of Motor Insurance will be authorised to drive the vehicle. And those who have certain motoring convictions, licence endorsements, fixed penalty notices or disqualifications within the last five years will not be eligible to drive your vehicle.

View Dick Lovett’s BMW Motability ​offers, or if you're interested in a MINI, view our MINI Motability ​offers here, or contact our friendly team today to find out more.