Terms and Conditions
1 year's free BMW Car Insurance is fully comprehensive and provided subject to eligibility. There is a maximum driver age of 80 years and a minimum driver age of 25 years (30 years for high-performance models, including the BMW M135 and BMW M235).
BMW Car Insurance is arranged and administered by Wrisk Transfer Limited, registered in England and Wales with company number 10657213 and its registered office is at 45 Gresham Street, London, EC2V 7BG. Wrisk Transfer Limited is authorised and regulated by the Financial Conduct Authority - reference number 788062. The Financial Conduct Authority’s register can be checked for details of their permissions, history and contact details.
Wrisk Transfer Limited offers insurance products from a range of insurers.
BMW Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, which is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and Wrisk Transfer Limited are not part of the same corporate group.
BMW 3 years' free servicing is provided as a complimentary BMW Service Inclusive package for 3 years from registration or 37,282 miles, whichever comes first, and valid for servicing carried out by BMW Service Authorised Workshops and only when the vehicle indicates that a service is required. The Service Inclusive package cannot be transferred to another vehicle and excludes normal wear and tear. Full details on what is covered in the 3-year BMW Service Inclusive package can be viewed here.
Dick Lovett BMW is a credit broker not a lender.
Representative 2.9% APR available on a BMW Select (PCP) or Hire Purchase agreement for new BMW 1 Series or 2 Series Gran Coupe models ordered between 1 July 2026 and 30 September 2026 (subject to availability) and registered by 31 March 2027. Retail customers only. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Optional final payment and option to purchase on BMW Select not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Offer may be varied, withdrawn or extended at any time.
*Representative example is for a BMW Select agreement for a BMW 120 M Sport with a contract mileage of 24000 miles. Applies for new vehicles ordered between 1st July 2026 and 30th September 2026 and registered by 31st March 2027 (subject to availability). Retail customers only. On the road cash price is based on manufacturer’s recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. ‘BMW Select’ is a form of hire-purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Dick Lovett (Bristol) Ltd, Dick Lovett (Specialist Cars) Ltd, Dick Lovett (Hungerford) Ltd and Dick Lovett (Bath) Ltd trading as Dick Lovett BMW introduces customers to a selected panel of lenders, which includes BMW Financial Services. We may receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. Any payments made to us will not affect the amounts you pay under your finance agreement. We do not have any discretion to vary the interest rate or APR rate you pay under your finance agreement. This introduction does not amount to independent financial advice. Dick Lovett (Bristol) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 677067. Dick Lovett (Specialist Cars) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 673789. Dick Lovett (Hungerford) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 665120. Dick Lovett (Bath) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 690052.
**Representative example is for a BMW Select agreement for a BMW 220 M Sport Gran Coupe with a contract mileage of 24000 miles. Applies for new vehicles ordered between 1st July 2026 and 30th September 2026 and registered by 30th March 2027 (subject to availability). Retail customers only. On the road cash price is based on manufacturer’s recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates and VAT. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. ‘BMW Select’ is a form of hire-purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Dick Lovett (Bristol) Ltd, Dick Lovett (Specialist Cars) Ltd, Dick Lovett (Hungerford) Ltd and Dick Lovett (Bath) Ltd trading as Dick Lovett BMW introduces customers to a selected panel of lenders, which includes BMW Financial Services. We may receive a fixed commission for introducing you to BMW Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. Any payments made to us will not affect the amounts you pay under your finance agreement. We do not have any discretion to vary the interest rate or APR rate you pay under your finance agreement. This introduction does not amount to independent financial advice. Dick Lovett (Bristol) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 677067. Dick Lovett (Specialist Cars) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 673789. Dick Lovett (Hungerford) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 665120. Dick Lovett (Bath) Ltd is directly authorised and regulated by the Financial Conduct Authority for the brokering of Consumer Credit under Firm Reference Number 690052.
